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The latest Information for Home Buyers
Down Payment Assistance in Illinois
When considering purchasing a home we’ve all heard how important it is to save for the down payment, but what is it?A down payment is money you pay to secure a large purchase like a home. The down payment is your first payment of the purchase, and represents your...
Do I Need to Hire a Real Estate Lawyer in IL?
Buying a home involves a lot of moving parts, and a lot of people. Getting to know agents, inspectors, and contractors, it’s no surprise why you’d reconsider familiarizing yourself with yet another professional during this important process, especially when that...
How do Mortgage interest and principal work?
A mortgage is a long-term bank loan that allows people to buy houses and property. In order to turn profit, banks add interest on top of the principal loan payments. The real cost of a mortgage depends on your downpayment, the principal loan, the interest rate, your...
What is a Buyer’s Agent?
Buying a home is no easy task. For most prospective owners it means a long and emotional journey, filled with difficult decisions. Buyer’s agents exist to guide you along that journey as smoothly as possible. Most people work closely with a buyer’s agent throughout...
How Much of a Mortgage can I afford?
Use our Mortgage Payment Calculator to calculate what your monthly payment would be: There are a number of factors to consider when determining the size of the mortgage you can afford. You must consider the mortgage from the lender's...
First Time Home Buyer Programs in Chicago
As a first-time buyer, saving that 20% downpayment may sound daunting, if not impossible. You are not alone! In fact, the steep downpayment is the single biggest hurdle standing between new buyers and their first homes. For some, it can take a whole lifetime of work...